Find Affordable ACA Health Insurance.
Check Your $0/Mo Subsidy.
Millions of Americans qualify for subsidized healthcare coverage through the Affordable Care Act. Compare plans from BlueCross, UnitedHealthcare, Aetna, Ambetter, and Oscar in minutes.
All ACA Plans Include
10 Essential Health Benefits
By federal mandate, every qualified ACA health plan must cover these core medical services with zero annual or lifetime dollar caps.
Doctor & Specialist Visits
Outpatient physician care and specialist consultations without needing burdensome pre-authorizations.
Prescription Drugs
Low co-pays on thousands of generic and brand-name medications, maintenance drugs, and biologics.
Emergency Services
24/7 emergency room treatment covered at in-network cost-sharing, even if visiting an out-of-network hospital.
Hospital Inpatient Care
Surgeries, overnight hospital stays, intensive care units, and post-operative recovery monitoring.
Free Preventive Screenings
Annual wellness checkups, mammograms, colonoscopies, immunizations, and blood pressure tests at $0 cost.
Mental Health & Substance
Therapy sessions, behavioral health counseling, psychiatric evaluations, and addiction treatment services.
Maternity & Newborn Care
Comprehensive prenatal doctor visits, labor and delivery hospitalization, and infant pediatric care.
Rehabilitative Services
Physical therapy, occupational therapy, and speech therapy to regain functioning after injuries or strokes.
How Much Can You Save?
The American Rescue Plan & Inflation Reduction Act expanded tax subsidies so 4 out of 5 applicants can find coverage for $10 or less per month.
Single Individual ($28,000 Income)
Standard rate: $410/mo • Subsidy: $410/mo
Family of 3 ($52,000 Income)
Standard rate: $1,180/mo • Subsidy: $1,150/mo
Couple Ages 60 ($65,000 Income)
Standard rate: $1,650/mo • Subsidy: $1,520/mo
Understand The 4
ACA Metal Categories
Categories represent how you and your health insurance plan split medical expenses, not the quality of medical care.
- ✓ Lowest monthly cost
- ✓ $0 Preventive care
- ✓ High deductible protection
- ✓ Max out-of-pocket cap
- ✓ Extra cost-sharing savings
- ✓ Low doctor visit copays
- ✓ Low prescription deductibles
- ✓ Often $0/mo with subsidies
- ✓ Low out-of-pocket costs
- ✓ Very low deductibles
- ✓ Predictable low copayments
- ✓ Generous prescription tiers
- ✓ Almost zero deductible
- ✓ Lowest possible copays
- ✓ Best for high ongoing needs
- ✓ Comprehensive network access
How To Enroll in Under
10 Minutes by Phone
Our certified advisors guide you step by step so you don't make costly plan mistakes.
Quick Call
Connect immediately with a licensed ACA enrollment advisor. No automated phone robots.
Calculate Subsidy
We check your household size and estimated income to calculate your maximum tax credits.
Choose Plan & Doctors
We verify that your preferred doctors, hospitals, and prescription drugs are in-network.
Instant Enrollment
Your policy is submitted directly to the marketplace and insurance cards are dispatched.
Over 15,000 Americans
Covered Through CoverWell
Read how everyday Americans found comprehensive healthcare they could truly afford.
"I became self-employed last year and was terrified of health insurance costs. CoverWell found me a Silver plan for only $18 a month with a $250 deductible. Absolutely life-changing!"
"I lost my job and COBRA was asking $850 a month which I couldn't afford. The advisor showed me I qualified for a Special Enrollment Period and enrolled me in a $0/month plan the same afternoon."
"They made sure my daughter's pediatrician was in the network before we enrolled. Extremely polite, fast, and 100% free service. Highly recommended to everyone!"
Got ACA Questions?
We're Here to Help.
Get honest answers about deadlines, eligibility, and federal tax subsidies.
Don't Go Another Day
Without Quality Health Insurance
Check your federal subsidy eligibility in minutes. Live licensed advisors are standing by to help you enroll today.